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Greenwood And Allen Debt Collections reviews and customer experiences

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Greenwood And Allen Debt Collections Reviews

• Jan 04, 2026
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Calls from Greenwood and Allen

Calls started in July by random numbers and automated voicemail stating to call numbers in the messages every week day. Company would not say their name in the voicemail (which is a violation). When I called from another number to see what businesses were calling, the system would hang up and say that the number I am calling from is not associated with any accounts, hang up and call from the number called. I started to get calls from the same number and the automated voicemail sounded familiar. Back in Jan I got a call on a Sunday that I had to call an office about a file. I called back, and the lady Kari said I had a debt from EZ Money, I asked about barred time, she said no because its a federal debt, and if I don't pay I face criminal charges and I can be put on check fraud. I then asked about getting proof of the debt, she said it's too late for that (not true also a violation) I said I would call back, I then googled the info and my rights as a consumer with debt collections calling me, I checked my credit, I looked up if I was being sued by anyone or any company... nope I have rights to ask and get verification, payday loans do have a barred time and are not federal. Debt collections can not threaten you with criminal charges nor can they are deny the info about your debt in question. I sent them a cease a desist unless they can verify the debt with me by sending physical information. At that point debt collections can only exchange communication with me via snail mail. I put in complaints to the BBB, FTC, AGAZ, and CFPB. The debt collectors have 5 days to send a validation letter from the day they called, and anytime after. They also have 30 days from the time they receive my letter to provide me with proof of the debt. They have not. They did sign they received my letters as I sent it certified. I did also filed a police report in my area. I called EZ Money and they had no information about me.

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SCAM

These people are the worst. They are a scam, when you get direct, they get nasty. They claim to have filed. Just block and file a complaint to the CPB and hopefully they will get shut down.

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Is this a scam?

I got a call from this company the guy didn't sound American

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Scammer

Called me from 2 different numbers. Harassing me about a payday loan in never took out because they have my social and old bank account number. The address is a movie theater. N I have 3 different r numbers for them. They are saying I owe 1700 dollars from a payday loan from 2012 and filed the claim in 2017. Saying I'm gunna be served and the fees will be 3000 after court and I'm found guilty. I told them I filed complaints with the ftc , attorney General, experienced, equivalent, and i made a statement with the police about this. They are rude and threaten you to get you to pay . The company also isn't even for this if you look it up it's a loan company they help people get loans.
Pretty sure it a scam. They get very irritated fast. Especially if you know your rights. They claim u don't and hang up. Also they claim giving u an email is a form or written notification but it's not a physical form and it doesnt count. It's suppose to be in the mail. But they want to argue. They shouldn't be allowed to harass and threaten you.

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Greenwood And Allen Debt Collections

I got 2 different calls from Greenwood And Allen Debt Collections claiming I had an unpaid payday loan. The first call stated I owed over 3k and the loan was taken out in Florida. The second call came to 2/19 saying my accounts will be frozen and I couldn't buy a car or open any new accts and I wouldn't have any access to the current accounts I have until the payment of 920$ was paid. Which I found odd to do since your trying to collect a payment why freeze the exact accounts you need payment from but whatever. I started asking questions about where and when the loan was taken and from what company. Thing is I have never done a payday loan. First call said it was done in Florida and I haven't been there in 10 years and the second one said it was done in 2019 in NY, the company they said I got the loan from isn't even located in NY and I wasn't working in 2019 because of CoVid and I just had a baby I was living off of short term disability and my husband was getting unemployment, we had an income and a savings we didn't need a loan.

They sent an email with the same headliner of the Greenwood And Allen Debt Collections. I Googled the name and this website came up. At first I thought maybe somebody stole my identity so I contacted ACE Payday loan directly and they stated they have nothing with my information in there system AT ALL, not even an account that fell into default. These people obviously got information off the dark web of our common information and using it against us to scare us into making a payment immediately for something we never did.

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EZ Loans/Greenwood Allen Financial

In Dec 2024 I got a call from Greenwood Allen Financial claiming I had a loan with EZ loans under either my maiden name Dawn Hefley or my married name Dawn Broyles III. I have been making payments on this in Jan 2025. I have checked with both Credit Karma and Credit Sesame and I also did an internet search for court cases regarding this and I found nothing. I just also emailed EZ loans demanding they send any such documentation regarding this and I gave them 7-10 business days to get it to me.

Greenwood and Allen Financial
109 East 17th Street
Suite 203
Cheyenne, WY 82001
TEL: 855-325-4290

gafinancial@elitedebtconsulting.com

2/30/2024

RE: DAWN HEFLEY
Original Lender: EZ MONEY
Account Number: *4887634896
FSM Reference Number: 818945

Dear DAWN HEFLEY,

This confirmation letter serves as your written verification for the terms of this agreement that have been authorized on the above referenced debt. Any variation from the provisions outlined in this letter without consent from this office may nullify this offer. Please make sure the funds for your scheduled payment are available on (01/02/2025) at 8am EST. Upon clearance of your final payment, we will issue you a release letter within 30 days.

A payment on this amount of $43.05 is due by 01/02/2025.

*There is a processing fee added to all payments.

This is an attempt to collect a debt. Any information obtained will be used for that purpose. This communication was sent by a debt collector from a professional debt collection agency.

Sincerely,

Account Representative
Corporate Office # 855-325-4290

I also not only emailed EZ loans but Consumer Financial Protection Bureau. We're on one income at the moment because my husband is fighting for his disability and to get his back surgery and we're struggling financially. I can't afford to lose my disability or go to court over something like this. I don't ever remember using or getting a loan through EZ loan and I kept arguing with them over this, but I have been forced to make payments on this settlement of $75/mo for 18 months. I have no way to prove this and I have no money to have a PI investigate this either. I have done searches on the internet via court house records online and via Credit Karma and Credit Sesame and my credit reports don't show any such thing, nor is there any court records. Greenwood Allen is a legit company. The person I spoke to was a Mr. Otto. I can't afford the added stress as I have CDK, COPD and a heart condition.

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Greenwood and Allen Debt Collection Scam

Original Lender: EZ MONEY
Orignal Creditor Number: *6112942894
FSM Reference Number: 802663
gafinancial@elitedebtcounseling.com
Greenwood and Allen Financial
109 East 17th Street
Suite 203
Cheyenne, WY 82001
TEL: 855-446-1675
This company has been giving me the story that I got a Loan through EZ money/EZ Corp but wont' give me any dates just wants money states that they are going to freeze my account and send me to court I have seen a lot of post about this company being fraudulent

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SCAMMERS ARE STALKING MY FAMILY

Greenwood and Allen Financial have my number and my son's number and they continue to claim I owe money for a payday loan. They have a name which I haven't used in nearly ten years and I have never done business with the payday loan company they claim to be collecting for. They are threatening legal action, and yet nothing has arrived in the mail outlining what I owe or the details of this alleged debt. I will block the number which is 1 (360) 625-3905.

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They called and said they were a debt collector and that I was closed to being sent to court and that I owed $3k and that I had to make a payment for at least 1032 today to avoid the debt being escalated to court. I was told I wouldn't be able to receive any information about the debt until I paid off the settlement amount of 1032 in full.and been taking money out my account for months

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- Greer, SC, USA
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Attempt to Collect on Fraudulent Debt

I received a phone call on October 11, 2024 regarding a payday loan that Greenwood and Allen representative Mr. Otto said that I owed. According to Otto, this loan was obtained in 2019 and it was a Raleigh, NC address used that I have never lived. I lived in another state from 2013-2024. Because they threatened legal action, I panicked and agreed to pay at which time I was emailed an agreement. Upon receiving another call from a different company regarding the same payday lender (EZ Corp/EZ Money) I began researching and was able to contact a financial representative from EZ Corp/EZ Money who stated that there was no loan with my social security number or name associated with their company and that I had been scammed. I called my bank and contacted fraud services through Consumer Protection Services and federal agencies for investigation. One of the charges to the other company has already been reversed by my bank and they are trying to recover the other payments made. In all, I have now been contacted by 3 different companies all claiming that I owe the same payday loan. The latest message from Greenwood and Allen says that paperwork will be filed at my local courthouse against me. Please help.

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- Omaha, NE, USA
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They called and said they were a debt collector and that I was closed to being sent to court and that I owed $3k and that I had to make a payment for at least 1032 today to avoid the debt being escalated to court. I was told I wouldn't be able to receive any information about the debt until I paid off the settlement amount of 1032 in full.

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+3
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